Mortgage Rates November 2025. The current mortgage interest rates forecast is for rates to continue on a gentle downward trajectory over the remainder of 2025. Homebuyers are rushing to take advantage of lower mortgage rates following the federal reserve’s recent interest rate cut.
Still, many experts think mortgage interest rates will start to trend downward in. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2025.