Mortgage Refinance Rates 2025 South Africa. Mortgage refinancing is a good idea if you want to take advantage of lower interest rates, but be careful not to get stuck in an endless cycle. Those with strong credit may finance their mortgage via investec and receive some of the.
A mortgage refinance allows you to change the terms of your mortgage, with a new interest rate and potentially lower monthly payments. “in south africa, the repo rate (the interest rate a country’s central bank lends money at to commercial banks) is at its highest level since the spikes of 2002 and 2008, with the current real.